Description
This individual is responsible for the acquisition and retention of commercial banking customers for Thrivent Federal Credit Union. This position will have a strong emphasis on commercial real estate lending to customers in a large geographic area. Desired skills/experiences include financial analysis, business development, portfolio management, strong negotiation skills, and familiarity with commercial loan documentation.Job Duties and Responsibilities
- Communicate with customers to establish needs and recommend credit solutions.
- Analyze financial statements and work with credit analysts to prepare and present loan requests to the proper approval authority.
- Properly structure potential credits to ensure all loans are made in compliance with the Credit Union's loan policy.
- Ensure proper portfolio management for existing customers including annual reviews, risk rating changes, troubled loan monitoring, and tasks as directed by the Manager of Commercial Banking or the Credit Committee.
- Meet defined business development goals.
- Seek cross-sell and referral opportunities for other areas of the Credit Union.
Required Job Qualifications
- Bachelor's degree in business, finance or related field.
- 2 to 5 years of Bank/Credit Union commercial credit experience or equivalent; preferably as a Commercial Lender or Credit Analyst.
- Ability to independently analyze financial reports and structure credit requests.
- Experience with commercial loan documentation and common commercial real estate reports (i.e. appraisal, environmental, title)
Other Critical Factors
- Self-directed while displaying initiative and decision making skills.
- Takes responsibility/ownership for achieving goals.
- Ability to work in partnership with other areas of the Credit Union.
- Strong customer interaction and communication skills.
Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants.
Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to human.resources@thrivent.com or call 800-847-4836 and request Human Resources.